PLEASE SEE THE ATTACHMENTS FOR FULL DETAILS. ALL ARTICLES MENTIONED IN THE INSTR

PLEASE SEE THE ATTACHMENTS FOR FULL DETAILS. ALL ARTICLES MENTIONED IN THE INSTR

PLEASE SEE THE ATTACHMENTS FOR FULL DETAILS. ALL ARTICLES MENTIONED IN THE INSTRUCTIONS ARE ATTACHED AS WELL. PLEASE SEPARATE DISCUSSION 1 AND 2 AND THAT INCLUDES SEPARATING THE REFERENCES FOR EACH DISCUSSION TOO. DISCUSSION 1 IS ON ONE PAGE, AND DISCUSSION 2 IS ON THE SECOND PAGE.